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The State of Ohio requires motorcyclists to have liability insurance. Liability insurance pays for damages or injuries you cause in an accident, as well as your legal defense if needed.In addition to liability insurance you can also purchase additional coverages to cover damage to your bike or other liability and injury coverage for you and your passenger.
Accessories coverage: If you have done any after-market upgrades or any enhancements to the motorcycle, you may want additional coverage for these items. It is a good idea to retain all receipts and photos of any equipment or custom work.
Collision coverage: If your motorcycle is damaged in an accident, collision coverage will pay for repair or replacement regardless of who was at fault for the accident.
Comprehensive coverage: Also known as “other than collision,” comprehensive coverage covers any damage not caused by an accident with another vehicle, including:
- Weather-related damage, such as hail
- Criminal activity, including theft and vandalism
- Collisions with wildlife
Medical payments / personal injury coverage: Pays for your medical treatment or funeral costs after an accident, regardless of who is responsible for the accident.
Uninsured / underinsured motorist coverage: If an uninsured or underinsured driver causes a collision in which you are injured or your motorcycle is damaged, this policy would cover your out-of-pocket expenses.
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Phone: (330) 852-4595
Fax: (330) 852-3066
747 Steinebrey Ridge Rd
PO Box 535
Sugarcreek, Ohio 44681
Weekdays: 9:00am - 5:00pm