Summer is in full swing which means families are hitting the road in their RVs for a great vacation. Before you start your journey, think about reviewing your insurance policy to see if it is meeting your individual needs. There may be some important coverages missing from your policy, but now is the perfect time to get a new quote!

Here are some coverages to consider:

1. Total Loss Replacement

Traveling in your RV means spending a lot of time on the open road. Unfortunately, accidents can happen, and sometimes vehicles need to be replaced. With Total Loss Replacement, you can rest knowing you’ll be back on the road sooner.

Total Loss Replacement explained:

  • Vehicle is replaced with new vehicle during the first five model years on brand new vehicles not previously titled
  • After five years, amount paid in total loss is the amount listed on declarations page

2. Pest Damage Protection

RVs make it possible for people to connect with the great outdoors, which is one of the reasons they are so popular. However, when anything is stored outside, it becomes vulnerable to different critters. Don’t let them ruin your vacation.

Pest Damage Protection includes:

  • Covers damage to motor homes and non-stationary travel trailers caused by pests including mice, birds, and other rodents.
  • Can be purchased on RVs up to six years old


3. Roof Protection Plus

Mother Nature has plans of her own. When you take a road trip, it’s likely you’ll encounter all types of weather. Over time, the elements start to wear on your RV, including the roof. If you’re planning to spend a lot of time in nature, it’s definitely worth protecting your home away from home.

Roof Protection Plus explained:

  • We pay for repair or completely replace your vehicle’s roof if it’s damaged
  • Includes general wear and tear
  • Also includes damage to other parts of the vehicle caused directly by the roof’s malfunction

4. Vacation Liability

Nothing beats camping with friends and family, making new memories and visiting exciting places. Most people are careful, and try their best to stay safe when they’re traveling. However, if an occasion occurs where someone is hurt, do you have vacation liability coverage?

Vacation Liability consists of:

  • Up to $500,000 coverage if someone is injured on your campsite


Before you jump in the RV for your next trip, take some time to review your insurance policy. If it’s not meeting your needs, we’d love to help you find a better fit. To request a quote, please complete our online form or contact us.

About Swiss Village Insurance

At Swiss Village Insurance, our licensed experienced agents are at your fingertips to answer questions, update your policies and review your coverage. Our agency gives excellent service at competitive prices. Because we sell policies from more than one company, our customers enjoy the broadest range of coverage at the lowest cost.

We offer a wide variety of coverage including: auto insuranceSR-22 insurancemotorcycle insuranceboat insuranceATV insuranceRV insuranceclassic car insurancebusiness insurancelife insurancehome insurancerenters insurancecondo insurancelandlord insurancefarm insuranceflood insurancedwelling fire insurancemobile home insuranceAAA membershipevent insuranceumbrella insurance, and valuables insurance.

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